Life Insurance; to be or not to be

Lately, my mind is always preoccupied by a lot of things. I’m thinking of buying a life insurance but then I’m having cold feet because of the unstable economic slump that we are facing. My agent has been persistent in convincing me that there are a lot of good reasons why I should get a plan as early as possible. We have already computed for the premium and all the payment schemes but then I still can’t decide.

I have reviewed all the benefits and I’m quite sure that all are really essential to me. The hospitalization and the critical illness benefits are the most things I like about it. No one really knows about the future, so it’s better to be safe than sorry. I think I just need a little more push, not from my agent but from those of the people who have already benefited from this kind of thing.

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